The offence of driving without insurance is classed as a ‘strict liability’ offence. This means that if you were driving without a certificate of insurance in force, there is no legal defence available to you. However, that is not to suggest that the sentencing exercise by the Court is straight-forward. Although the offence carries 6 – 8 penalty points and a discretionary disqualification, mitigating factors could help to persuade the Court to follow a more lenient avenue, and, depending on the circumstances, you may have grounds to support a special reasons argument, which, if successful, would mean that the Court may not impose any penalty points or disqualification at all.

We can advise you on all the options available and attend Court with you to ensure that the strongest possible argument is put forward.